Michigan Crop Insurance
State Profile 2019
Revised January 2020
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Crops
Insured Acres
Total Acres
Percent Insured
Apples
22,193
32,500**
68%
Barley
898
15,000
6%
Blueberries
12,414
19,700**
63%
Cabbage
2,979
3,700
81%
Cherries
15,670
33,800**
46%
Corn
1,755,881
2,300,000
76%
Cucumbers
16,380
38,000
43%
Dry Beans
156,597
195,000
80%
Forage Production
18,297
N/A
N/A
Forage Seeding
222
N/A
N/A
Grapes
6,098
12,500**
49%
Green Peas
587
N/A
N/A
Hybrid Corn Seed
26,156
N/A
N/A
Mint
1,634
N/A
N/A
Oats
6,753
75,000
9%
Onions
1,103
N/A
N/A
Pasture Rangeland Forage
14,916
N/A
N/A
Peaches
1,083
2,100**
52%
Popcorn
1,217
N/A
N/A
Potatoes
34,168
50,000
68%
Processing Beans
3,102
N/A
N/A
Soybeans
1,520,285
2,300,000
66%
Sugar Beets
121,226
150,000
81%
Tomatoes
1,687
5,700
30%
Wheat
364,427
510,000
71%
** Most recent NASS Data available is from 2018, as reporting parameters have changed for fruit crops. Perennial acreage sees minimal change.
N/A = Not Available
Crop Pilot Programs
Program
County Availability
Total Liability
Cherry Actual Revenue History (ARH)
Allegan, Antrim, Benzie, Berrien, Cass, Charlevoix, Grand Traverse, Kent, Leelanau, Manistee, Mason, Muskegon, Newago, Oceana, Ottawa and Van Buren
24,795,448
Cucumbers
Allegan, Arenac, Bay, Gladwin, Gratiot, Ionia, Isabella, Mecosta, Midland, Montcalm, Muskegon, Newago, Ottawa, Saginaw, Sanilac, St. Joseph and Tuscola
11,676,415
Whole Farm Revenue Protection
All Counties
62,106,613
15 Year Crop Insurance History for StateDollar Liability Program
Total Dollar Liability
Area Risk Protection Insurance (ARPI)
16,540,288
Area Risk Protection Insurance-Harvest Price Exclusion (ARPI)
0
Forage Seeding
38,957
Livestock Gross Margin (LGM)
3,814,334
Livestock Risk Protection (LRP)
359,531
Nursery
15,808,083
Year
Policies Earning
PremiumNet Acres
InsuredLiability
Gross Premium
Losses
Loss Ratio
2005
20,755
3,571,114
923,238,152
74,003,006
20,152,381
0.27
2006
20,567
3,602,465
965,117,072
78,775,310
21,675,200
0.28
2007
20,102
3,695,142
1,369,087,036
116,006,160
71,684,040
0.62
2008
20,697
3,701,720
1,689,953,816
165,789,797
167,393,134
1.01
2009
21,812
3,934,681
1,472,281,517
154,920,355
94,067,618
0.61
2010
21,597
3,993,772
1,441,097,317
135,252,540
55,309,843
0.41
2011
22,456
4,107,615
2,078,151,630
211,413,410
45,893,628
0.22
2012
22,801
4,254,507
2,189,180,179
195,112,509
236,626,085
1.21
2013
26,640
4,293,547
2,304,549,030
195,956,265
47,542,445
0.24
2014
23,226
4,340,410
2,006,274,759
179,273,800
117,621,318
0.66
2015
22,624
4,260,104
1,882,581,390
172,280,496
56,839,259
0.33
2016
31,802
4,188,061
1,682,682,708
160,116,973
36,477,747
0.23
2017
20,563
4,200,460
1,790,256,757
175,446,952
75,520,829
0.43
2018
20,400
4,186,354
1,929,313,102
164,141,374
66,925,065
0.41
2019
20,995
4,105,972
1,739,569,261
159,459,006
242,063,006
1.03
Data current as of January 13, 2020. For current data go to RMA’s Summary of Business tool.
- Where to Buy Crop Insurance
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All multi-peril crop insurance, including Catastrophic Risk Protection policies, are available from private crop insurance agents. A list of crop insurance agents is available at all USDA service centers and on RMA's website.
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USDA is an equal opportunity provider and employer. To file a complaint of discrimination, write: USDA, Office of the Assistant Secretary for Civil Rights, Office of Adjudication, 1400 Independence Ave., SW, Washington, DC 20250-9410 or call (866) 632-9992 (Toll-free Customer Service), (800) 877-8339 (Local or Federal relay), (866) 377-8642 (Relay voice users).